PRIVACY POLICY
Dumb Money Academy
Last updated: April 2026
Dumb Money Academy ("we", "our", or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website, purchase our courses, or interact with our services.
By using our website or purchasing our products, you agree to the terms of this Privacy Policy.
1. Information We Collect
When you interact with our website or purchase our courses, we may collect the following types of information:
Personal Information
- Full name
- Email address
- Billing address
- Payment information
- Purchase history
- Login credentials
Technical Information
- IP address
- Browser type
- Device type
- Pages visited
- Time spent on pages
- Referral source
Communication Information
- Messages sent via email
- Customer support requests
- Contact form submissions
We only collect information necessary to operate our services.
2. How We Use Your Information
We use your personal information to:
- Provide access to purchased courses
- Process payments
- Deliver login credentials
- Send purchase confirmations
- Provide customer support
- Send course-related communications
- Improve website functionality
- Improve user experience
- Prevent fraud or misuse
- Comply with legal obligations
We do not sell your personal data.
3. Payment Processing
Payments are processed securely through Kajabi Payments, which is powered by Stripe.
We do not store full payment details such as credit card numbers on our servers.
Stripe processes payment information according to its own privacy policies and security standards.
In the future, additional payment providers such as PayPal may be used.
4. Email Communication
When you create an account or purchase a course, you may receive emails related to:
- Course access
- Purchase confirmations
- Account updates
- Customer support
- Important service notifications
You may also receive marketing emails if you opt in.
You may unsubscribe from marketing emails at any time using the unsubscribe link in the email.
Transactional emails related to purchases cannot be unsubscribed from.
5. Cookies and Tracking Technologies
We use cookies and similar technologies to:
- Improve website functionality
- Remember user preferences
- Analyze website usage
- Enhance user experience
Cookies may collect:
- Device information
- Browser information
- Usage patterns
You can disable cookies through your browser settings.
Please note that disabling cookies may affect website functionality.
6. Third-Party Services
We rely on trusted third-party services to operate our platform.
These may include:
- Kajabi (course hosting platform)
- Stripe (payment processing via Kajabi Payments)
- Email delivery services
- Analytics tools
These third parties may process data according to their own privacy policies.
7. Data Storage and Security
We take reasonable technical and organizational measures to protect your data.
These measures include:
- Secure hosting environments
- Encrypted payment processing
- Restricted access to personal data
However, no system can guarantee complete security.
8. Data Retention
We retain personal information only as long as necessary to:
- Provide services
- Maintain customer accounts
- Comply with legal obligations
- Resolve disputes
You may request deletion of your personal data at any time.
9. Your Rights Under GDPR
If you are located in the European Union, you have the right to:
- Access your personal data
- Correct inaccurate data
- Request deletion of data
- Restrict processing
- Object to processing
- Request data portability
To exercise your rights, contact:
10. Children's Privacy
Our services are not intended for individuals under the age of 18.
We do not knowingly collect personal data from children.
If we discover that personal data from a minor has been collected, it will be deleted immediately.
11. Changes to This Privacy Policy
We may update this Privacy Policy at any time.
Changes will be posted on this page with an updated revision date.
Continued use of the website means acceptance of the updated Privacy Policy.
12. Contact Information
If you have questions regarding this Privacy Policy, contact:
Dumb Money Academy
Email: support@dumbmoneyacademy.com
Website: https://dumbmoneyacademy.com
