TERMS & CONDITIONS

Dumb Money Academy

Last updated: April 2026

Welcome to Dumb Money Academy.

By accessing this website, purchasing any course, or using our services, you agree to comply with and be bound by the following Terms and Conditions.

If you do not agree with these Terms, you should not use this website or purchase our products.

1. Overview

This website is operated by Dumb Money Academy.

Throughout the site, the terms "we", "us", and "our" refer to Dumb Money Academy.

These Terms apply to all users of the website, including visitors, customers, and users who purchase courses.

2. Digital Products and Services

Dumb Money Academy provides digital educational content, including:

  • Online courses
  • Educational videos
  • Downloadable materials
  • Supporting resources

All products are delivered digitally.

No physical products are shipped.

3. Eligibility

You must be at least 18 years old to use this website or purchase any products.

By purchasing from us, you confirm that:

  • You are 18 years or older
  • You have the legal capacity to enter into agreements
  • You provide accurate information

4. Account Responsibility

When you create an account, you agree to:

  • Provide accurate information
  • Maintain the confidentiality of your login credentials
  • Not share your account with others

You are responsible for all activity under your account.

Account sharing is strictly prohibited.

5. Intellectual Property

All content provided by Dumb Money Academy is protected by intellectual property laws.

This includes:

  • Videos
  • Text
  • Course materials
  • Graphics
  • Branding
  • Layouts

You may not:

  • Copy content
  • Share login credentials
  • Distribute course materials
  • Record or redistribute videos
  • Resell course content

Unauthorized use may result in termination of access and legal action.

6. Payment Terms

All payments must be made in full before access is granted to the course, unless a payment plan is offered.

Payments are processed securely through:

Kajabi Payments (Stripe)

We do not store full payment details.

If a payment fails or is declined, access to the course may be restricted until payment is completed.

7. Refund Policy Reference

Refunds are handled according to our official Refund Policy.

By purchasing this course, you agree to the refund conditions outlined in the Refund Policy.

Refund eligibility may depend on:

  • Time since purchase
  • Amount of course content accessed

Details are available on the Refund Policy page.

8. Educational Purpose Only

All content provided by Dumb Money Academy is for educational purposes only.

We do not provide:

  • Financial advice
  • Investment advice
  • Tax advice
  • Legal advice

You are responsible for your own financial decisions.

9. No Guaranteed Results

Results from applying course materials may vary.

We do not guarantee:

  • Financial success
  • Income increases
  • Investment outcomes
  • Specific financial results

Your results depend on your actions, effort, and circumstances.

10. Access to Course Content

Upon successful payment, you will receive access to your purchased course.

Access is granted:

  • Through your personal login
  • For your individual use only

We reserve the right to suspend or terminate access if misuse occurs.

11. Limitation of Liability

Dumb Money Academy shall not be held liable for:

  • Financial losses
  • Investment losses
  • Business losses
  • Indirect damages
  • Consequential damages

All decisions based on course content remain your responsibility.

12. Termination of Access

We reserve the right to terminate or suspend access to the course if:

  • Terms are violated
  • Content is shared illegally
  • Fraudulent activity occurs

No refunds will be issued in cases of misuse.

13. Modifications to Services

We reserve the right to:

  • Modify course content
  • Update materials
  • Improve services
  • Change pricing for future purchases

Existing customers retain purchased access rights.

14. Privacy

Your use of this website is also governed by our Privacy Policy.

Please review the Privacy Policy to understand how your information is handled.

15. Governing Law

These Terms shall be governed in accordance with the laws applicable in your country of operation.

You agree that disputes will be handled under applicable jurisdiction laws.

16. Contact Information

If you have questions regarding these Terms & Conditions, contact:

Dumb Money Academy
Email: support@dumbmoneyacademy.com
Website: https://dumbmoneyacademy.com